1 While this particular feature is available at no cost, certain other transaction fees and costs, terms, and conditions are associated with the manipulation of this Card. See the Cardholder Agreement or Online Account Center for more details .
2 Faster fund title is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the distinctive banking drill of posting funds at village. Fraud prevention restrictions may delay handiness of funds with or without notice. early handiness of funds requires payor ‘s support of direct situate and is subject to the timing of payor ‘s payment teaching .
3 PayPal Transfers require a PayPal Balance account and a personalized card, which arrives within 10 commercial enterprise days after activation of your instant-issue card. If you do not already have a PayPal Balance explanation you will link to this Card, visit www.paypal.com to get one, or you may get one when you activate this batting order on-line. PayPal Balance report required for certain features, but not to have the PayPal Prepaid Card. Transfers may not exceed $ 300 per day/ $ 2,000 per rolling 30 days and are limited to the funds available in your PayPal Balance account. Transfers may only be made in the name of a valid PayPal Prepaid Mastercard Cardholder. entirely one ( 1 ) PayPal Prepaid Mastercard may be linked to one ( 1 ) PayPal Balance account. PayPal Transfers can not be reversed or canceled. The Bancorp Bank and Mastercard are not affiliated with, and neither endorses nor sponsors the PayPal.com on-line report to which versatile fund sources, including a PayPal Prepaid Card, may be linked.
4 Fee may be assessed by reload localization and may vary from location to placement .
5 Payback Rewards is an optional program. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Reward offers are based on person shopping habits. Cash back rewards are credited to your Card Account and are not available in the human body of a check or other aim requital method acting. See the program FAQs and Terms and Conditions in your Online Account Center for extra details about how and when you get rewared. Program patron : Netspend Corporation. The Bancorp Bank and Mastercard are not affiliated in any way with this plan and do not endorse or sponsor this broadcast .
6 The Savings Account is made available to Cardholders through The Bancorp Bank ; Member FDIC. To participate in the Savings Account broadcast, Cardholder must consent to and continue receiving communications from us in electronic kind. If Cardholder is subject to Internal Revenue Service backup withholding at the prison term of the request to open a Savings Account, the request will be declined. Interest is calculated on the average day by day Balance ( second ) of the Savings Account and is paid quarterly .
- If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%.
- If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average
Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account.
The pastime rates and APYs of each tier may change. The APYs were accurate as of September 8, 2021. These are promotional rates and may change without poster pursuant to applicable law. No minimal libra necessity to open Savings Account or obtain the concede ( second ). Because Savings Account funds are withdrawn through the Card Account ( maximal 6 such transfers per calendar month ), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through The Bancorp Bank, Member FDIC upon verification of cardholder ‘s identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at The Bancorp Bank will be aggregated up to the coverage terminus ad quem, presently $ 250,000.00 .
7 A cardholder may receive an inexhaustible number of Refer-a-Friend rewards while program is available. No reward credited to either party if referred individual had another Netspend managed card that was used for a rate load, buy, cash withdrawal, or incurred a libra question tip at any meter during the 180 calendar days before the day the $ 40 load requirement is fully met. only cash reloads and direct deposits count towards the minimum load necessity. Allow 2 commercial enterprise days for $ 20 accredit to appear on each Card Account. If a cardholder accrues $ 600 or more in Refer-a-Friend rewards in a calendar year, Netspend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a ally through this plan, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder’s cognition of refer person establishing a Card Account with us. The Bancorp Bank is not affiliated in any way with the Refer-a-Friend rewards program and does not endorse or sponsor this program .
8 No charge for this serve, but your wireless carrier may charge for messages or data.
The PayPal Prepaid Mastercard is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend is an authorized representative of The Bancorp Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. manipulation of the Card Account is subject to activation, ID confirmation and funds handiness. transaction fees, terms, and conditions apply to the practice and reload of the Card Account. See the Cardholder Agreement for details .
Mastercard is a register trademark, and the circles design is a hallmark of Mastercard International Incorporated .
Card may be used everywhere Debit Mastercard is accepted .
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service punctuate of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.
Read more : How to Lower Your Electric Bill – NerdWallet
PayPal and the PayPal logo are registered trademarks of PayPal, Inc. Designated trademarks and brands are the property of their respective owners .
This retailer engages in money transmission services as an authoritative delegate of Netspend Corporation ( NMLS # 932678 ). State licenses, disclosures, and complaint information may be found hera www.netspend.com/help/licenses .
© Netspend Corporation. All rights reserved worldwide. Netspend is the federally read U.S. service mark of Netspend Corporation. All other trademarks and avail marks belong to their owners .